Trail Xpress lending limit increased from $150,000 to $200,000 following successful trial and strong broker demand
SYDNEY, 27 July 2026 – TrailBlazer Finance has increased the maximum funding available through its Trail Xpress facility from $150,000 to $200,000, giving eligible finance brokers greater access to fast, flexible business finance without property security or an upfront valuation fee.
The increase follows a successful trial of the product and comes as finance brokers navigate a period of softer lending activity, longer client decision-making periods and increased operating costs.
While recent market conditions have created short-term challenges for some broker businesses, the industry’s longer-term position remains strong. Mortgage brokers facilitated a record 81 per cent of new residential home lending during the March 2026 quarter, according to the Mortgage & Finance Association of Australia.
TrailBlazer Finance Managing Director Jeff Zulman said the expanded facility was intended to support established brokers when access to practical business funding mattered most.
“Finance brokers have built an increasingly important and valuable industry, but conventional lenders do not always recognise the recurring income and underlying value of a trail book,” Mr Zulman said.
“When market activity slows, many lenders become more conservative. We believe that is precisely when brokers need a specialist funder that understands their businesses, has the balance sheet to support them and is prepared to develop products specifically for their circumstances.
“Trail Xpress allows an eligible broker to access the value already embedded in their trail book without providing property security, commissioning a formal valuation or completing an unnecessarily burdensome application.”
Funding designed exclusively for finance brokers
Trail Xpress was developed solely for established finance brokers and is secured against the recurring income and underlying value of their trail book.
Eligible applicants can receive a credit response within 24 hours and obtain funding over a five-year term, subject to credit assessment and satisfaction of the applicable lending criteria.
The facility can be used for a broad range of legitimate business purposes, including:
- meeting working capital requirements;
- recruiting staff and expanding operational capacity;
- investing in technology, marketing or professional development;
- refinancing existing business liabilities, including eligible taxation or overdue business obligations;
- acquiring a trail book or another business asset; and
- managing temporary cash-flow pressures.
Unlike many specialist business finance products, Trail Xpress does not generally restrict funding merely because part of the loan will be used to refinance an existing taxation or business liability.
Mr Zulman said:
“These are ordinary commercial decisions. They should not require a property mortgage, months of assessment or an expensive valuation process.”
Increased limit follows successful trial
The product has a five-year term and is priced substantially below many short-term specialist and unsecured business finance alternatives.
“Trail Xpress is not intended to be expensive emergency finance,” Mr Zulman said.
“It is a medium-term business funding solution designed by people who understand broker revenue, aggregator arrangements and the enduring value of trail income.
“The increased limit gives established brokers sufficient capacity to make meaningful decisions about their businesses while retaining the speed and simplicity that made the original product successful.”
The expanded $200,000 Trail Xpress facility is available immediately to eligible finance brokers operating through approved aggregators.
Applications remain subject to TrailBlazer Finance’s credit assessment, eligibility criteria and lending terms.
