SME Government Guarantee (SMEGG) Loan

Access fast funding with our new no fuss, Government-backed small business loan.

We know that right now many small businesses need a bit of extra help. Which is why the Government has extended its SME Guarantee Scheme. We are proud to have been selected as a participating lender in Phase 2 and are offering low-rate specialist funding, secured against your recurring revenue, to help with your cashflow needs.*

*Valid for loans settled by 30 June 2021



A convenient cash buffer whether you need working capital or want to invest for growth

No fuss

Simple, “no fuss” online application


In principle loan offer within 48 hours#


Secured against recurring revenue so no property required as security

What a SMEGG Loan looks like

Loan amounts

$75,000 to
$1 million

Loan terms

Up to five


Up to

Interest rate

On application



Who would use it

Mortgage brokers
Financial planners
Real estate managers
Other businesses with recurring revenue streams

When you would use it

Any worthwhile business purpose

Acquisition funding

Phase 1 debt consolidation

Business expansion

Buying out a partner

Working capital


  • New loan applications only, cannot be applied to existing loans, top-ups or variations
  • Annual turnover of less than $50 million
  • Lending cannot be used for purchase residential property or a financial product; refinance, extend or increase any existing non-Scheme lending; lease, rent, hire or hire purchase any existing assets that are more than halfway into their effective life; or on-lend to an associated group entity.^

For a confidential conversation about how we can help, contact our experienced team to discuss your specific needs

Enquire now

Whether you’re a mortgage broker, financial planner, rent roll business owner, accountant or other cashflow business, we can understand and support your specific business goals and needs.

Contact us

Suite 401, Level 4, 59-75 Grafton Street, Bondi Junction NSW 2022

1300 139 003