Facility Loan

Access funds for your business when you need them most at a pre-agreed interest rate

We know that sometimes when you need a loan, you may not need all the funds at the same time. That’s why we created a tranched Facility Loan.

A Facility Loan is different to a Vanilla Loan in that, instead of receiving the total approved amount from the outset, we approve the total amount you wish to borrow and then enable you to draw down portions of that principal when you need it.

BENEFITS

Cashflow

Comfort of knowing you have pre-approved funds available.

Cost-effective

You only pay interest on the amount you draw down.

Rate

The best available rate – locked-in in advance of your drawdowns from day one.

Low doc

“Hassle-free” small business finance with a low doc application.

Security

Secured against recurring revenue, so no property required as security.

WHAT A FACILITY LOAN LOOKS LIKE

Loan amount

Up to $1.3 million

Loan term

Up to five
years

LVRs

Up to
LVR 75%

Interest rate

From 10.5%
(+ fees)

Repayments

Monthly
(in arrears)

WHEN YOU WOULD USE IT

The Facility Loan is suitable for any worthwhile business purpose. However, it is ideal for acquisitions made over a one to two-year period, ensuring you have a “treasure chest” at the ready should a trail book or brokerage present itself for purchase, or when you’re unsure of the amount you will need for a marketing venture. As long as your first minimum draw down is taken at settlement, you have up to two years to draw the balance down at agreed intervals.

 

Acquisition
funding
Debt
consolidation / ATO debt
Business
expansion
Buying out
a partner
Working
capital

More reasons our loans
are better than the rest

  • We specialise in financing mortgage brokers.
  • Expert advice to keep your business goals on track.
  • Direct access to the decision-maker – us.
  • Quick and easy access to cashflow.
  • Use the loan for any worthwhile business purpose.

Let us help you

What you will need

  • An active ABN
  • Two years’ trading or relevant industry experience
  • A monthly trail book.

What we will need from you

Business and trail book information
on hand.

What you will get

Fast indicative loan approval and access to funds.

 

The TrailBlazer Finance difference

We’ll be your guide

When you’re trailblazing, it helps to have someone with you who has blazed the trail before. That’s why we’re the perfect choice to guide you step-by-step through the process, minimising hassle to you. We can even work directly with your aggregator if that makes it easier.

A loan as unique as your business

We realise that your business is unique and complex. That’s why we never assess your situation with a ‘cookie cutter’ approach. First, we listen. Then we undertake a comprehensive valuation of your trail book which allows us to customise a loan, specifically tailored for your situation. It’s a new way to inject cash into your business, with terms that will help your business prosper.

Deal with the decision-makers

You deal with the decision-maker. Even if traditional lenders have turned you down, we might still be able to help because we’re independently funded specialist lender and can assess your loan on its own merits. We pride ourselves on our transparency and we will personally notify you of our lending decision as soon as we have made it.

We get it. Really. And we get you.

The banks don’t understand trail books. But we do. That’s why we developed our proprietary trail book appraisal model using proven algorithms to determine the current value of your business’s future cash flow. We’re so confident in our valuation that we lend against it – or are willing to buy your trail book for that price.

More than money

Because we’re invested in your continued success, we’re happy to offer guidance and expertise to help you achieve your vision and bring your ideas to market. If you choose to work with us, we’ll support you with tools and advice to help you grow, because your success is our success.

Cash flow peace of mind for your business

We offer a variety of loan products for you to choose from. These include facilities that let you draw down money as you need it, so you have the security of having your own facility locked in, but pay no interest to pay until you actually draw funds. Then you only pay interest on the funds you use. This gives you a flexible and convenient source of funds when you need it most – as well as peace of mind.

Our process

For a confidential conversation please contact Georgette Godbolt,
National Sales Manager

Enquire now

FAQ

Watch the video and get answers to the most frequently asked questions.

Whether you’re a mortgage broker, financial planner, real estate agent, accountant or equipment rental broker, we can support your business goals and needs.

Contact Us

Suite 401, Level 4, 59-75 Grafton Street, Bondi Junction NSW 2022

1300 139 003

[email protected]